Visa's chargeback limit dropped to 1.5%.Check your number, free
disputeless.

Chargeback prevention built for subscription businesses

Disputeless catches disputes before they become chargebacks and knows which to refund, fight, or keep. Your account stays open.

Book a call
Disputes caught this week312 prevented
RDR$49.00canceled rebill•••• 4821just nowalert received
Ethoca€132.00unrecognized charge•••• 019311m agorefunded · never counted
CDRN$19.00trial-to-paid•••• 774511m agorefunded · never counted
RDR$89.00duplicate charge•••• 221011m agorefunded · never counted
Ethoca$29.00canceled rebill•••• 64086m agorefunded · never counted
CDRN£59.00unrecognized charge•••• 91522m agorefunded · never counted
integrations

Connects to the stack you already run

Payments, subscription billing, storefront and support. Connect once. Your first alerts arrive within days.

ShopifySticky.ioCheckoutChamp29nextCartPandaClickBankDigistore24BuyGoodsStripeNMIPhoenixKonnektiveVRIOPayPal
BraintreeSquareAdyenAuthorize.netCheckout.comRecurlyChargebeeRechargePaddle
Stay.aiSkioWooCommerceBigCommerceZendeskGorgiasIntercomHelp Scout
See all integrations
the problem

The average subscription business is already over Visa's limit

Subscription businesses average a 1.85% chargeback rate against Visa's 1.5% line, and about 70% of those chargebacks start in billing itself. Not fraud, not the product. Billing.

“I canceled” rebills

They cancel, the rebill goes out anyway, and the dispute beats your refund to the bank.

Trial-to-paid disputes

The trial ends, the card is charged, and they call their bank, not you.

Unrecognized charges

The name on their statement isn’t your brand, so real orders get disputed.

A ratio seen too late

Your processor watches your ratio every day. You find out from a warning letter, when the options are already bad.

platform

Alerts catch the dispute. Intelligence decides what it’s worth.

Alert tools stop the dispute in front of you and send a bill. Disputeless also finds the offer, the billing cycle, and the MID behind your disputes, so next month there are fewer. See how alerts and intelligence work together.

Every network, one queue

Visa RDR, CDRN and Ethoca in one place. When two networks catch the same dispute, you see one alert and pay one fee.

Alert queue 4 open
RDR$86.00auto-resolved2m
Ethoca$41.50refund & stop rebill18m left
CDRN$129.00recommend: fight31h left
Ethoca$63.20queued70h left

Refund, fight, or keep

Before any refund goes out, every alert is weighed against what the subscriber is worth. A $29 dispute from a $560 customer gets handled differently.

Alert · Ethoca · $40.00LTV $560
RefundFightRefund & keep subscriber
Refund this charge, keep the schedule, send the make-good email. Expected value +$487.

VAMP monitor

Your ratio per MID, live, with a forecast of the day you’d cross the line. You’ll never learn it from a letter. Free.

VAMP ratio · all MIDs
1.12% 0.38pt to the line
0%1.5%2%
⚠ At this trend you cross 1.5% in 64 days

Rebill guard

When a refund is the answer, the billing schedule stops too. One dispute never becomes six.

Rebill schedule · sub_8841
JunJulAugSepOct
Alert refunded → schedule canceled. 2 future disputes prevented.
alerts

Flip alerts on. Watch chargebacks fall.

Ninety days of one merchant's chargebacks, one square per day. The difference is a single toggle.

Before alerts. After alerts.

Red is a chargeback that counted. Mint is the same dispute, refunded before the bank ever saw it.

JunJulAug
MonWedFri
alerts on
chargebacksprevented
↗ Heading past Visa's line
1.90%

Nothing reaches the bank first

RDR, CDRN and Ethoca scanned continuously. Every blip is a dispute caught before it reaches the bank.

dl.
RDREthocaCDRN
how it works

Connected in minutes. Preventing in days.

No engineers needed. Plug in your stack, watch every network, and stop chargebacks before they count.

Sdisputelessnow
Stripe connected
Found 14 open disputes in the last 90 days.
Rdisputelessnow
Recurly connected
Subscriptions synced · 8,412 active.
PPdisputelessnow
PayPal connected
Dispute feed live · alerts armed.
Sdisputelessnow
Shopify connected
Orders and customers synced.

Connect

Plug in Stripe, Shopify, Recharge or your CRM in about two minutes. We read data; we never act without a rule you set.

VISAPPAMEX
Visa · dispute detected

Detect

Every network watches your transactions. The moment a cardholder disputes, you know before the bank moves.

refunded before it counted

Prevent

The dispute is settled before it touches your ratio. The subscriber often never leaves.

why disputeless

Prevention that pays for itself

Covered on every network in days, priced per alert, and honest about which alerts were worth it.

Start instantly

Connect in minutes, first alerts within days. No developer needed.

Keep your merchant account

Refund disputes before they count, and stay clear of Visa’s VAMP program and your acquirer’s limits.

Both networks covered

Visa RDR and CDRN plus Mastercard Ethoca, unified in one queue.

No wasted fees

Every caught alert saves the $15 to $35 fee a chargeback would cost.

Alerts guarantee

Published per-alert pricing with no surprises. If two networks catch the same dispute, you pay once.

  • One dispute, one fee
  • Duplicates across networks are free
  • No minimums, no card hold
$1,243#988162Prevented
$436#4571Prevented
$2,542#22418Prevented
$190#245663Prevented
$789#37689Prevented
$612#88214Prevented
calculator

What chargebacks actually cost you

Three numbers you already know. See your monthly exposure, and what prevention would keep.

Doing nothing
$73.8K /mo
900 chargebacks · $885.6K a year
Excessive
With Disputeless alerts
$61.8K /mo
801 caught at the alert stage
Healthy · 0.20%
Net kept$12.0K /mo$144.2K a year, and your ratio stays under the line.
How we calculate this
Each chargeback costs your order value plus ~$25 in fees, plus $8 in Visa fines above the 1.5% line. Alerts catch ~89% of disputes; a caught dispute costs the refund plus an ~$18 alert fee (blended $15 RDR/CDRN, $29 Ethoca) and never touches your ratio. Refunded revenue is counted in both columns; we don't hide it. Visa's excessive tier starts at 1.5%, where fines are $8 per dispute. Acquirers act earlier, usually at 0.3% to 0.5%.
faq

Frequently asked questions

Plain answers about alerts, intelligence, and what it costs.

Want to see it live? Book a call

A notification from card-network systems (Visa's RDR and CDRN, Mastercard's Ethoca) that a cardholder has started a dispute, delivered before it becomes a chargeback. It gives the merchant 24–72 hours to refund and prevent the dispute from counting against their ratio.

Fewer chargebacks. A ratio that stays under 1.5%.

Book a call. Most merchants see their first prevented chargeback within days of connecting.